Which of the following is a commercial health insurance provider?

• A. Medicare
• B. Medicaid
• C. Blue Cross Blue Shield
• D. TRICARE

Answer: (C)

Commercial health insurance is provided by private companies that sell plans to individuals and employers. Blue Cross Blue Shield fits this description as a private, commercial insurer operating under a federation of member plans, offering private health coverage you obtain through a job, direct purchase, or private marketplace.

Medicare and Medicaid are government programs funded and administered by federal and state governments, serving eligible populations like older adults, certain disabled individuals, and people with low income. TRICARE is a government-sponsored program providing benefits to military service members and their families. Those options are not private, commercial providers, so the best choice for a commercial insurer is Blue Cross Blue Shield.