Which term describes a federal program that provides medical benefits for low-income persons?

• A. Medicaid
• B. Medicare
• C. Champva
• D. Tricare

Answer: (A)

Medicaid is a federal program that provides medical benefits to people with limited income and resources. It is funded by both the federal government and the states and is run by each state within federal guidelines. This program aims to ensure access to essential health services for low-income individuals and families, including hospital care, doctor visits, and often long-term care. Because eligibility and covered services vary by state, Medicaid helps make care affordable for those who might not be able to pay for it otherwise.

Other programs in the list serve different populations. Medicare is a federal program for people 65 and older or certain younger individuals with disabilities, regardless of income. Champ VA covers veterans and their families, while TRICARE provides health benefits for active-duty military personnel, retirees, and their dependents.