Which term describes the federal program that provides medical benefits for low-income individuals and families?

• A. Medicare
• B. Champva
• C. Medicaid
• D. Tricare

Answer: (C)

Medicaid is the program that provides medical benefits to low-income individuals and families. It’s a joint federal-state health coverage program, with the federal government setting broad rules and funding, while states administer eligibility and benefits. Eligibility is based on income and family size, making it means-tested rather than tied to age or military service. Coverage usually includes a wide range of services, though specifics can vary by state. In contrast, Medicare serves primarily seniors and certain disabled individuals, CHAMPVA covers dependents of veterans, and TRICARE covers active-duty military members and their families. Because Medicaid targets low income and is administered with state involvement, it best fits the described program.